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The Principal of H & H Consulting is Steve Hulbert. He is a qualified teacher, accredited lecturer, and holds Diploma status of the Chartered Insurance Institute. He also holds both the Certificate and Diploma in Board Direction from the Institute of Directors.


He currently works as a self employed business consultant, utilising his experience in Enterprise Risk Management, Change Management, and Corporate Governance gained over a period in excess of 30 years.

Steve’s experience in the analysis of risk and advising potential solutions has been achieved in the fields of international and offshore risk management with various companies. Steve has held Board appointments for a large privately owned insurance broking company, the Isle of Man component of an international insurance broking and risk management company, and for a Protected Cell Captive company, with devolved strategic, operational, and delivery responsibilities. As such, Steve has been and continues to be a "regulated individual" as required by the Isle of Man regulatory authorities for individuals considered to be holding "key person" status.

He also currently holds Board positions in tourism and property holding organisations, and is a Director of a charitable company limited by guarantee. His skills in respect of providing advice, coaching and training have been utilised by organisations in both the public and private sectors, helping to enhance the value proposition to their various stakeholders.